No Crisis for Me

Every news segment reports great billions of dollars going hither and yon. Unemployment over half a million a month. Staggering numbers. Incomprehensible to the average person.

The barrage of negative reporting almost makes us forget the 80% or so of American home buyers who are doing OK. Maybe not great, but OK. Neither are we reminded most people buying a home are still paying their mortgages, on time every time. Some of us are accelerating our mortgage payoff, so we can be debt free in 5-8 years instead of 30 plus years as in a traditional fixed-rate mortgage.

Equity Cycling software is all about becoming debt free as quickly as possible, in most cases, in 5-8 years. The software prompts you when you need to pay each bill. It prompts you when you’ve built up a little discretionary income and could add more to the principal on your mortgage or any other debt you carry.

By presenting you with a constantly updated balance sheet for your household finances, equity cycling software makes you more aware of where your money goes. Looking at a snapshot of your financial picture helps you make better decisions – at least better-informed decisions.

The folks who are in the greatest financial distress right now are the ones waiting for the other shoe to drop, for things to get worse, yet they really don’t know where they stand financially. Fear is stronger, for most people, than the desire to break with inertia and learn the facts about their personal finances.

You can refuse to be in crisis. In fact, you can pay off that mortgage in less than a third the time and let your mortgage make you rich. If you’d like to step off of the financial crisis band wagon, check out a demonstration of Equity Cycling mortgage acceleration software.

One Response to “No Crisis for Me”

  • Jasar says:

    I thoroughly enyjeod reading this book from cover to cover. I should admit that I did not stop to do the practical exercises, when I was reading it, but then I went back and started completing the worksheets. This book provides an excellent structured approach to debt reduction. Being an accountant and a business educator myself, I love using Excel models for planning and this work book will become very useful in both planning and monitoring. I also liked the way Chris has included the psychology aspect in the book to get the commitment. I also liked the down-to-earth and humble style of writing. If you WANT to (only if YOU want to) reduce your debts and live a debt free life, this book is for you. The techniques here are not complicated and hard to follow. You just have to read the book and do the exercises. What you need is commitment. Good luck. Arun […] Let’s create success together.

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