Potential disaster sounds dramatic, but it’s an unfortunate fact that some regions are more prone to certain types of natural disasters than others. While a property might look great today, you should know the types of things that might happen tomorrow before you buy. What do natural disasters have to do with buying a new [...]

A recent report released by Wells Fargo reveals that more home purchase transactions handled by the mortgage segment of Wells saw the sales price of the homes re-negotiated and increased between the buyer and seller after the appraisal was done on the property. Wells Fargo eluded that the report findings show that the homebuyers want [...]

Is home ownership still part of the American dream, or has it become the worldwide nightmare? The Kansas City Star published today: Two-thirds of Americans still see a home purchase as a safe investment, but that’s down from 83 percent in 2003, according to a study by Fannie Mae. I’ve watched people, particularly in professional [...]

If the only information you have about the state of housing in Western countries is what you hear on the news, you probably don’t realize many people are paying off their homes faster than in years past, injecti9ng millions into their respective country’s economy. Sure, three million homes went into foreclosure from 2007-2010, and another [...]

One of our goals here at Equity Cycling is for our clients to become smarter about money. We teach you the facts about how much of your life bankers are sucking out of you through interest – and how to stop it! What we don’t do it tell you what not to spend money on. [...]

Black Friday…the day retailers traditionally run in the black…or set themselves up to have a very jolly Christmas. Shoppers strap on their armor and line up early, coffee in hand, hoping not to be trampeled to death during the 4:00 a.m. rush – all part of the buying frenzy artifically created by retailers to create [...]

Wish I could offer you a Get-Out-of-Debt-Free card, like the Get-Out-of-Jail-Free card in Monopoly. But how about this: How about getting out of debt in order to be free? Saturday, I attended a screening of “The End of Suburbia.” Saturday morning, washing senior-housing windows with a friend and mentioning needing to finish in time to [...]

Our clients save an average of $210,628.30. That was the score May 19th, 2010, when we opened each client record and copied their total debt and calculated savings in a spreadsheet, which magically totaled the client list and divided into a reliable average. Total debt of all clients was $370,054.10 – averaged to a per [...]

October 20, 2010, the New York state court system said lawyers for lenders must present a signed statement that the papers they file for foreclosures are accurate. Of course, attorney statements should always be truthful – accurate – to the best of their knowledge. This new measure is more of a “stop and think about [...]

Paying off your home years sooner, getting out of all kinds of consumer debt – including your mortgage – can add years of financial security and peace of mind to your life. Equity cycling is about mortgage acceleration, but it’s also about changing the way you pay for everything, whether or not you have a [...]