Mortgage Acceleration Assists Wealth-Building

ATTENTION:
“How to Retire a Millionaire”

ven if you're in debt and have no savings, you could be debt-free in 5-8 years and financially free for the rest of your life by the time your house would have been paid off in the traditional way.

That’s right! Most people who come to us burdened with two or more mortgages, and tens of thousands of dollars in credit card debt, will be not only completely debt free, but have over $1,000,000.00 in cash—besides the value of their properties and other fully-paid-for possessions—by the time they would have paid off their just home mortgage.

How can this be? First of all, "the debt system" has its hands in your pockets, probably more than you even realize.

How It Works | See a Live Demo

Are You Being Robbed One of These Ways?

Are you…

• buying a home,
• buying a car, or
• owe money on a credit card?

Interest has risen to usurious proportions. The only reason people aren't fighting it en masse is we're being sold a one-year interest rate on a multi-year loan! And we've bought into it!

Even if you know this, do you know how truly bad it is? It could be worse than you realize!

Yet, a simple change in the way you pay your bills can help you:

• pay off your home in five years or less
• become completely debt free in 4-8 years
• build incredible wealth with the extra money you don’t pay your creditors

Who’s Getting Ahead in These Tough Times?

Is the credit system set up to help you win, the borrower, or “them,” the big-guy lenders?

Of course they plot your payback schedule so that they get all their money back first – before you start building respectable equity – and then they continue to take more, month by month, as you pay off the rest of what you owe.

You already know that in the beginning of a new home loan, including refinanced loans, most of your monthly payment goes to interest. But do you know how much and for how long? In the chart below, the red portion of each month’s payment on a 30-year loan is mostly interest – for the bank or lender. The blue area indicates the equity you’re building up in your home – how much you’ve paid for by a certain date.

Do you see that you have to be about halfway– or more – through your payoff (12-15 years) before the monthly payment is divided equitably between principal and interest?

In this example, if you’re buying a $300,000 home with 20% down, carrying a $240,000 mortgage for 30 years at a modest 7%, by the time you’ve paid the bank $240,000, you still owe $199,000! And that’s just for your portion of the deal, your home, the part you will one day own. You will pay about $335,000 just in interest, plus the $240,000! This $300,000 home will cost you $635,000 just for the payments (not insurance, taxes, maintenance, etc.).

That’s outrageous!

Dear Soon-to-Be Wealthy Friend:

The average homeowner works his or her tail off just to pay the mortgage, taxes, insurance and, if lucky, repairs on “their American dream” (regardless of where they live!).

If you’ve juggled bills from one credit card to another, you know what I mean! You were doing fine, then something happened – your company was bought out or downsized, there was illness or a death in the family requiring travel and time off work, the timing belt went out on your car…fill-in-the-blank with 1001 credible and common reasons for going upside down into debt, just when you thought you were getting ahead.

Maybe your situation isn’t that bad. Perhaps you’re simply past age 55 and wondering when you’ll ever be secure enough to stop working. If only you owned your home free and clear! That would be a boatload of security, wouldn’t it?

There are as many financial nightmares right now as there are people in the world. Everyone’s situation is a little different. Yours is different. Sure, you’ve heard advice from this one or that one, read books and articles, but your case is unique. You need specialized support.

The Dream Machine

What if there were a way to plug in your personal information, your specific financial situation – including irregular income, unusual expenses, alimony, student loans or supporting your parents…

What if someone listened to you and provided consistent and systematic advice that you could review and decide for yourself whether or not it would fit your values and lifestyle?

What if you could plug in your values, and your computer would spit out – week after week, month after month – the best thing to do with your money in your particular and unique financial situation?

Will Equity Cycling Work for You?

If you earn more than you spend on a monthly basis, even if only a little, EquityCycling.com has something wonderful for you. It’s based on the principle of using your exquisitely achieved financial status – the equity in your home, highly leveraged - to wipe out debt of any kind in an unbelievably short time.

Even if you don’t own a home, if you have interest-bearing debt of any kind, or interest accruing investments, this is for you. It’s about money management – with a twist.

• Moving your money
• Using other people’s money
• Exponentially decreasing the interest you owe while
• Exponentially increasing the interest you earn!

What's in the Package?

Equity Cycling Software Financial Management System

Complete Equity Cycling Online Software v. 2.1

• We Set Up and Customize Your Program - to save you time as well as to ensure your success
• Training
• Support
• End-of-month Checkups and Progress Reviews
• Full Online Membership Access for Life

Why Equity Cycling Instead of Other Mortgage Acceleration Software

Our company is committed to integrity and excellent customer service. We strive to empower our clients. Equity cycling isn't the mystery some companies seem to make it out to be. While it isn't common knowledge, it can be explained completely in just a few minutes. (But make keeping you in the dark - making it seem so complicated - allows other companies to justify charging over $3000 for it!)

Plus! FREE Bonus $97 value!

We’ve just added an exciting new component to our Equity Cycling program that sets us apart from other mortgage acceleration programs. It's our highly-popular eBook, Let Your Mortgage Make You Rich: Rules of the Lending Game Exposed—You can use your house to pay off your house; it’s legal and will save you a fortune! Written by John R. Barker and Lin Ennis.

This is the exact method Lin used to wipe out nearly $70,000 future mortgage interest in only two years, and how she shared the formula with friends who also jumped on board.

In this information-packed 86-page e-book, you will discover:

• How to save $245,785 on a $250,000 loan. Page 54.
• Why you should never pay your mortgage on the first of the month. Page 55.
• Why you should always use other people’s money to pay your bills. Page 57.
• How paying off a lower-interest debt with a higher-interest debt saves you money. Page 61.
• Why most people overpay for their homes – by double! Page 8.
• How your bank makes more money when you pay off your home as fast as possible. Page 19.
• And so much more….

This information-packed Equity Cycling Formula manual normally sells for $97 (check Let Your Mortgage Make You Rich! on Amazon.com). But a downloadable PDF copy is yours FREE – in minutes - when you order the Equity Cycling Formula software today. Just click below to get started.

PROOF: Experience has proven time and again that people who read Let Your Mortgage Make You Rich! pay off their debts faster than do folks who don't understand how this technique works (even thousands of people "selling it" for other companies don't "get it").

What To Expect

When you’re debt free and rapidly building your investments…

• You won’t be worried about retirement.
• You can help the kids (or grandkids) pay for college.
• You'll be just fine when the stock market loses 500 points in a day.
• You'll own multiple properties that cash flow month after month, year after year.
• You pay other people to fix toilets and paint garages.
• You are better off financially year by year.
• You don’t work hard any more.
• You just know something most people don’t know.
• You do something most people don’t do.
• The only change is… the way you pay!

The simple "Equity Cycling Formula" guides the way you pay your bills so you can become Debt-Free in 8 years or less, including your home.

How it Works

The basic principles of equity cycling and mortgage/investment/debt payoff are these:

1. Your income must exceed your outgo
2. You get to use the same dollars to pay more than one obligation, whether through a line of credit or a savings account
3. You take advantage of the velocity of money by applying large amounts to interest accounts because of the money "recycling" you do

People are surprised as how easy to operate it is. The software lists your upcoming bills and income. You simple "check off" the transactions as they occur. (It doesn't pay your bills for you or even have access to any sensitive information. You can pay your bills as you normally do.)

• it's motivational because you see monthly the effect your habits have on wealth building
• it brilliantly handles multiple properties, at no additional cost to you
• you can change your payoff priorities any time
• it easily handles life's unexpected cash in or out
• has a complete "what if" component to show you exactly what effect an additional expense or windfall could have on your financial freedom plan

It Won't Work If…

If you are "upside down" on your loans (owe more than what you bought is worth), have a low credit score, have no equity in your home, are leveraged to the hilt or spend more each month than you bring in, equity cycling will probably not work for you. Get your spending under control. Sell some of your toys. Negotiate with your creditors so you can pay something acceptable on all your bills on time.

You may think everyone's in the same boat. Most people in America still make their mortgage payments on time. Most make their credit card payments, at least a minimum, to avoid late charges and rate-increase penalties. The creditor wolves are out there to bite you if you slip up in the slightest way. They will make you pay.

Get in touch with reality and in control of your money. Then talk to us about how you can become rich, a millionaire even. It isn't that hard if you know some honest tricks.

…And finally, it won't work if you don't start.

Sincerely,

Lin Ennis

P.S. I urge you to hurry. This special FREE Bonus offer is for a limited time only. After that, it’s too late. Click for your Equity Cycling Formula and your FREE Bonus e-book now.

P.P.S. You have everything to gain … and nothing to lose … by accepting this risk-free offer. So what are you waiting for? To order, just click mortgage riches.